According to the United States Department of Labor, fewer than half of Americans have calculated how much they need to save for retirement. Do you fall into this category? Even if retirement is not in your near future, it is never too early to start saving. With smart, informed saving you can have a nice nest egg built for when you reach retirement age.

Experts estimate that you will need about 70 percent of your preretirement income to maintain your standard of living when you stop working. The key to a secure retirement is to plan ahead. Start by viewing Savings Fitness: A Guide to Your Financial Future and, for those near retirement, Taking the Mystery Out of Retirement Planning. These online publications offer unbiased, educational information that can be used to make a financially secure retirement a reality.

Click here to go the the United States Department of Labor website for more information.